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В работе рассматриваются теоретические основы организации депозитных операций коммерческих банков, их сущность и роль в ресурсной базе банков. Рассмотрена депозитная политика ПАО "Сбербанк России", проанализирован его депозитный портфель и предложен ряд мероприятий по усовершенствованию политики анализируемого банка в сфере привлечения средств клиентов.
The paper examines theoretical bases of the organization of Deposit operations of commercial banks, their essence and role in the resource base of banks. Considered Deposit policy of PJSC "Sberbank of Russia", analyzed its Deposit portfolio and proposed a number of measures to improve the policies of the Bank analyzed in the field of customer funds attracted.
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